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| Old Loan | New Loan | |
| Interest Rate | 6.5% | 6.25% |
| Loan Amount: | 250,000 | 200,000 |
| Loan Term: | 30 years | 30 years |
| Repayments Left (months): | 120 months | |
| Monthly Payment: | $1580.17 | $1231.43 |
| Total Cost: | $568,861 | $443,316 |
| Saving: | $125,544 |